Swiss property market

Swiss Mortgages

Mortgages, particularly to foreign investors, are still relatively new and some of the currently available options may not be as flexible as in the UK.

Swiss Property Market

Get a Free Quote Introduction to the Swiss Property Market
The Swiss property market has seen a recent boom which many foreign investors are now starting to recognise. One of the main driving factors of this growth in the Swiss property market is that foreign purchasers are now able to buy property in Switzerland, albeit on a limited scale.

The exclusivity that exists in Switzerland remains a major barrier for many investors; property prices are generally considered to be high or at least high compared with other European countries. One of Switzerland”¦s main attractions, however, has always been the country”¦s elite ski resorts that attract more and more tourists, every year. For this reason, Switzerland is fast becoming the destination of choice for holiday home owners across the globe!

Issues to Consider
Not only is Switzerland a very popular winter holiday destination, but it also offers superb summer holiday options with unrivalled scenery and activities such as hiking and water sports. Despite the country”¦s popularity, property investors should note that prices are already relatively high across Switzerland; further, the short-term booms that have been enjoyed, recently, in some of the Eastern Europe countries are unlikely to occur in Switzerland.

Having said this, Switzerland provides a secure and solid long-term investment, witnessing regular and sustained growth in property values. The Swiss government is also keen to ensure that foreign individuals are able to invest in Switzerland. For example, it is offering multiple subsidies and tax breaks, all aimed at making the investment more productive in the long-term.

Currently, investors are reporting a return of approximately 5 percent per year after tax total take home. Combine this with healthy capital growth and it is easy to see why Switzerland is beginning to attract the masses.

Experts in the field have suggested that, in order to enjoy suitable long-term capital growth from their property investment, it would be prudent to plan on holding the asset for at least 10 years and ideally closer to 20 years.

Interest rates in Switzerland are also historically low and consistent. In addition, its thriving economy suggests that sustainable and steady growth is the key to the Swiss property market.

Summary
Bullet Point The property market in Switzerland has enjoyed considerable growth, lately, with foreign investors now free to purchase property within the country;
Bullet Point growth is both consistent and sustainable, offering good long-term prospects for investors prepared to stay in the market for at least 10 years;
Bullet Point interest rates are also low and the economy is particularly strong, leading to a positive outlook for the future.

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Typical Interest Payments

First Time Buyers

2.89%

Purchased Fixed

2.89%

Discounted Rate

2.99%

Buy To Let

2.99%

Commercial

3%

 

 

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