Swedish property market

Swedish Mortgages

As a general rule, Swedish mortgage providers will offer a loan of up to 75 percent of the value of the property. Generally, mortgages in Sweden are offered on fixed rates over a period of approximately 20 years.

Swedish Property Market

Get a Free Quote Introduction to Property Investment in Sweden
The common perception of Sweden as an expensive place in Europe for property investment means that the country¡¦s potential is often overlooked. However, those who take this approach may be missing out on a boom location for real estate investment. In particular, foreign investment has grown substantially since the late 1990s, with most external investors coming from Norway. Interestingly, the British have also started to recognise the potential of this dynamic country.

Benefits of Swedish Investment
One of the most appealing factors of the Swedish property market is how readily real estate investments can be liquidated and sold, as required. Figures for last year indicate that the amount of property bought and sold in Sweden was larger than the total turnover in real estate in all of the other Scandinavian and Baltic countries combined.

Buying property in Sweden is highly transparent; all information relating to the property market is readily accessible as a matter of public record. This makes it very easy for people to see who owns land, what the value of that particular parcel of land is and also to check out any planning issues that may impact on the value.

Information on Swedish land and property is reasonably easy to find; the conveyancing process is also relatively cheap and straightforward to understand. The entire process of buying and selling property in Sweden is standardised with set contracts, documents and even mortgage registrations, thus allowing everything to progress at a rapid pace.

In order to facilitate the process of buying and selling property, it is common practice to have a real estate agent that is responsible for the entire procedure. Estate agents are considered as accredited professionals who are fully conversant with the property market. This gives buyers a sense of guidance and security which makes Sweden a particularly popular option for novice foreign investors.

Unlike their counterparts in many other countries, Swedish real estate agents deal with the negotiations of the purchase price and follow the contract through until the property transfer is complete. Having one professional individual who is responsible for the property purchasing process is one of the main reasons why Sweden is fast becoming a location of choice for foreign property investors.

Buying property in Sweden is open to any European resident. This freedom and flexibility has also been a large contributory factor to the growth in the Swedish property market.

Summary
Bullet Point The property market in Sweden is currently booming and attracting a large amount of foreign investment;
Bullet Point one of the main driving factors is the transparency of the ownership register and the speed with which transactions can be completed;
Bullet Point real estate professionals in Sweden mange the whole purchasing process, which makes it a particularly easy location to buy property for a novice investor.

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Typical Interest Payments

First Time Buyers

2.89%

Purchased Fixed

2.89%

Discounted Rate

2.99%

Buy To Let

2.99%

Commercial

3%

 

 

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