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Mortgage Glossary

Below is an A-Z glossary of general terms used within the mortgage industry. Click on any term to view a detailed explanation. Use the alphabet below to navigate quickly to a term beginning with:

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Credit Report

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Most lenders require a credit report from an institution on the borrowing capability of any potential borrowers. This looks at the credit history of the potential borrower or borrowers and decides on whether they are able to make the necessary payments for the requested mortgage.

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Typical Interest Payments

First Time Buyers

5.94%

Purchased Fixed

6.45%

Discounted Rate

5.95%

Buy To Let

6.29%

Commercial

7.55%

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