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Mortgage Glossary

Below is an A-Z glossary of general terms used within the mortgage industry. Click on any term to view a detailed explanation. Use the alphabet below to navigate quickly to a term beginning with:

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A Credit

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A Credit

Refers to the credit rating level of a borrower. A borrower with an A credit rating generally has a score of over 720, which means that they are able to access the best rates offered by the lender. Generally, having an A credit rating does not mean that a borrower will obtain a preferential rate, but those without an A credit rating will normally face a premium penalty.

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