The Mortgage Lender – UK Mortgage Lender
The Mortgage Lender was set up in 2004. The company, also known as TML Financial Solutions, specialises in mortgages for borrowers with poor credit history.
The company has one office, in Whiteley, midway between Portsmouth and Southampton.
Fixed Rate Mortgages: 2 year to 5 year fixed rate mortgages and remortgages.
Discounted Mortgages: 2 year discounted rate mortgages and remortgages.
Tracker Mortgages: lifetime base rate tracker mortgages and remortgages.
Standard Variable Rate Mortgage: a variable rate mortgage where monthly repayments go up and down in line with the lender’s base rate.
Buy to Let Mortgages: details available from the lender upon request.
Specialising in offering flexible mortgage options for borrowers with poor or unusual credit history, the range of mortgages on offer are extremely extensive and favourable for adverse credit borrowers.
As well as the standard mortgage offerings such as variable and fixed rate accounts, there are a range of mortgages for those that have been refused credit elsewhere. Typically, individuals may be refused credit as a result of having a poor credit history or of being self employed. The Mortgage Lender looks at each individual’s case and forms an independent opinion without the use of credit scores. This way, better rates may be available to adverse credit borrowers.
Buy to let and commercial mortgages are also available as are loans to supplement existing mortgage borrowings. Commercial mortgages are designed to help new and existing business to purchase their own premises from which to operate, thus reducing costs in the long term.