Stroud and Swindon Building Society Mortgage Lender Overview

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Stroud and Swindon Building Society

Stroud and Swindon Building Society – UK Mortgage Lender

The Stroud Provident Benefit Building Society was founded in 1850 at Stroud in Gloucestershire. Following a series of mergers over the years, culminating in the merger with the Swindon Permanent Building Society, the Stroud and Swindon Building Society came into being in its current form in 1986. It is the 15th largest building society in the UK.

The society has 22 branches, located in Gloucestershire, Wiltshire, Somerset and Monmouthshire.

Mortgage Products

Fixed Rate Mortgages: available up to 85% of the property although individual circumstances will be considered.

Tracker Mortgages: available either after a fixed rate period has expired or for the life of the mortgage, follows the Bank of England base rate.

Buy to Let Mortgages: for residential buy to let properties or portfolios. Amount available depends on the individual circumstances of the borrower.

Offering a range of mortgage options and flexible lending criteria, the Stroud and Swindon Building Society has established itself as one of the leading building societies in the UK. The Stroud and Swindon is able to offer advice under the auspices of the Financial Services Authority or alternatively can simply suggest a range of possibilities based on the borrowers’ criteria.

As well as attending one of the many branches, mortgage applications can be made online and over the phone. This is particularly useful for those that do not live in the immediate catchment area. It is possible to borrow up to 4.5 times the joint salary of the applicants under certain circumstances.

Website: www.stroudandswindon.co.uk

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Typical Interest Payments

First Time Buyers

2.89%

Purchased Fixed

2.89%

Discounted Rate

2.99%

Buy To Let

2.99%

Commercial

3%

 

 

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