Royal Bank of Scotland – UK Mortgage Lender
The Royal Bank of Scotland was founded in Edinburgh in 1727. Since that time, the bank has expanded as a result of a series of mergers, both north and south of the border, culminating in the takeover of the NatWest Bank in 2000.
The Royal Bank of Scotland group has around 2,200 branches in the UK.
Fixed Rate Mortgages: 2 year fixed rate mortgages and remortgages.
Tracker Mortgages: 2 year base rate tracker mortgages and remortgages.
Standard Variable Rate Mortgage: a variable rate mortgage where monthly repayments go up and down in line with the lender’s base rate.
Buy to Let Mortgages: 2 year fixed rate, lifetime base rate tracker and standard variable rate mortgages and remortgages.
Equity Release Mortgages: lifetime fixed rate mortgages are available for over 60s wishing to release capital from their homes.
Royal Bank of Scotland prides itself on offering innovative state of the art financial products to meet the demands of every type of customer. The business is broadly split into personal banking, business banking, private banking and corporate banking, with customers able to mix and match services depending on their needs.
As well as the traditional mortgages offered at discounted rates, customers can open an offset account allowing mortgage holders to benefit from offsetting their savings balance against the mortgage balance. There are also 100% mortgages and buy to let mortgages for those with unusual circumstances or specific demands.
Applications can be made online or by going into one of the many branches.