Lenders

Kensington Mortgages – UK Mortgage Lender

Kensington Mortgages is part of Kensington Group, the only independent specialist lender listed on the London Stock Exchange. The company was founded in 1995 and markets mortgages through intermediaries to the self-employed and those with adverse credit, as well as self-certification and buy to let mortgages.

Mortgage Products

Adverse Mortgages: mortgages and remortgages are available for borrowers in all adversity categories, from Near Prime to High Risk.

Prime Mortgages: Self-certification and Buy to Let mortgages and remortgages.

Flexible Mortgages: variable rate mortgages with options for underpayments, overpayments and payment holidays.

A specialist mortgage provider offering a range of services for adverse credit, self employed individuals and buy to let mortgages for those that have unusual circumstances. Kensington mortgages won the accolade of being the only mortgage provider to have a won the Queens Award for Enterprise in 2006.

As well as offering mortgages for those that have unusual and difficult circumstances there are also numerous loans and savings accounts and insurance products including home insurance and accident or sickness cover which can be purchased alongside mortgage products as stand alone financial options.

Flexible products allow borrowers to pay off more on a monthly basis, therefore clearing the mortgage at an earlier date than planned. There is also the option of taking a holiday from payments if required. Interestingly, borrowers can take some of the mortgage back if required to assist with short term financial planning.

Website: www.kmc.co.uk