Future Mortgages – UK Mortgage Lender
Founded in 1996, Future Mortgages is a specialist mortgage lender serving people who are unable to obtain mortgages from mainstream lenders. The company is part of Citigroup. Mortgage products are marketed through intermediaries.
The company specialises in mortgages for the self-employed and for individuals with poor credit history.
First Mortgage does not provide mortgages directly and regularly purchases mortgages that have been entered into by third party lenders. For this reason, it is possible that a borrower will find themselves in a contract with Future Mortgages without being fully aware of their terms. Operated entirely through intermediaries this provider can easily be overlooked by the consumer.
Specialising in offering mortgages to those that do not meet traditional credit requirements in particular those with adverse credit or county court judgements against them. This does not always make Future Mortgages the most cost effective option but for many it offers opportunities that would not otherwise exist.
If you have adverse credit or special circumstances should approach an intermediary such as an independent broker to gain access to Future Mortgages products.