First Active – UK Mortgage Lender
The original forerunner of First Active was the Workingman's Benefit Building Society which was founded in Dublin in 1861. In 1960 the society was renamed as the First National Building Society. The society demutualised in 1998 to become First Active plc, with its shares listed on both the Dublin and London stock exchanges. The company was acquired by Ulster Bank, a member of the Royal Bank of Scotland (RBS) group, in 2003.
First Active has 56 offices in the Irish Republic and also markets mortgages online and by phone in the UK and Ireland.
Fixed Rate Mortgages: 2 year, 3 year and 5 year fixed rate mortgages and remortgages.
Discount Mortgages: 2 year and 3 year discounted rate mortgages and remortgages.
First Active has become so successful that they have now expanded their services from Ireland to cover England, Scotland and Wales. First Active prides itself in offering easy to understand mortgages that are able to offer both flexibility and certainty for the borrower. With simply two types of mortgage it reduces the confusion that multiple offerings can cause.
Importantly, First Active ensure that any deals they have are made available to all customers and not just new people so that there is no need to continuously switch mortgages in order to get the best deal.
Customers are able to call First Active or email them for a quick and easy decision. The application process can also be completed online at any time of day or night.