Lenders

CIS (Cooperative Insurance) – UK Mortgage Lender

CIS is part of Co-operative Financial Services, which itself is part of the Co-operative Group, the UK's largest consumer co-operative. CIS, which was founded in 1867, is the only co-operative insurance company in the UK. The company offers a wide range of financial services including insurance, pensions ISAs and with-profit bonds. CIS offers mortgages from its associated company, the Co-operative Bank.

Mortgage Products

Fixed Rate Mortgages: 2 year, 3 year, 5 year and 10 year fixed rate mortgages.

Discounted Mortgages: 6 month, 2 year and 3 year discounted variable rate mortgages.

Tracker Mortgages: 2 year, 5 year and lifetime tracker mortgages.

The CIS has won the Best Direct Lender award with ‘What Mortgage’ in 2006 / 2007, with a wide range of mortgage options that can be obtained either online or through visiting one of the many branches.

Although CIS has an impressive range of mortgages, it is also a complete service provider with multiple options such as insurance, pensions, credit cards and current accounts. By offering such a wide range of banking facilities, it allows borrowers to create a package that suits them entirely, with the right mix of instant access and long-term saving plans. Mortgages are flexible with the option of overpaying, underpaying and taking payment holidays when necessary.

CIS also has a Home movers’ saver pack which gives mortgage borrowers a huge range of discounts on companies such as Argos, Floors-2-Go and Homebase. These discounts can save a house mover up to £1,000.

Website: www.cis.co.uk