Buckinghamshire Building Society – UK Mortgage Lender
The Buckinghamshire Building Society was founded as a mutual society in 1907, in Chalfont St Giles. Its assets have grown in value from £1 million in 1960 to more than £100 million today, making it the 50th largest building society in the UK.
The society has two branches, in Chalfont St Giles and Chalfont St Peter.
Tracker Mortgages: lifetime tracker mortgages and remortgages,
Standard Variable Rate Mortgage: a variable rate mortgage where monthly repayments go up and down in line with the lender’s base rate.
Buy To Let Mortgages: a range of mortgages available for the purchase of rental property; variable rate and tracker options.
‘What Mortgage’ magazine recently listed Buckinghamshire Building Society as the third best value mortgage provider over a ten year period. This is testimony to how this local provider has managed to maintain a close knit service, yet still offer fantastic value to rival the big players.
Buckinghamshire Building Society offers a personal service for the Buckinghamshire area with a focus on mortgages and investments. Investment products include ISAs, Young Savers, Easy Access and Notice accounts, all of which can be used alongside a mortgage product or as a stand alone service.
As a guideline, the Buckinghamshire Building Society will forward mortgages of up to 3.5 times salary, but individual circumstances can be taken into consideration. The buy to let mortgage options normally require the mortgage repayments to be no more than 75% of the rental income, although again this can be adjusted in individual circumstances.