Bristol & West Mortgage Lender Overview

Lenders

Below you will find a list of UK mortgage lenders. By clicking on the name of the mortgage lender you will be able to read a brief overview of history and products offered...

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Bristol & West

Bristol & West – UK Mortgage Lender

Founded as a building society in the mid nineteenth century, Bristol and West became part of the Bank of Ireland UK Financial Services Group in 1997. The Bank of Ireland subsequently sold the Bristol and West savings account business and high street branches to the Britannia Building Society in 2005, but continues to offer mortgages.

Mortgage Products

Fixed Rate Mortgages: 2 year, 3 year and 5 year fixed rate mortgages and remortgages.

Discount Mortgages: 2 year and 3 year discounted variable rate mortgages and remortgages.

Standard Variable Rate Mortgage: a variable rate mortgage where monthly repayments go up and down in line with the lender’s base rate.

Self-Certification Mortgages: mortgages where borrowers state their income but do not provide corroborating evidence; often used by self-employed people with insufficient evidence of their earnings; 2 year, 3 year and 5 year fixed rate and 2 year and 3 year discounted variable rate mortgages and remortgages available.

As a dedicated mortgage provider, Bristol & West has one of the most comprehensive ranges of mortgage options including flexi loans, professional mortgages and they have even joined forces with a Shariah compliant mortgage provider.

Bristol & West will mortgage up to 95% of the loan to value in most circumstances, as well as allowing regular re-mortgaging and having the option of a life time mortgage and equity release schemes to assist with providing income during retirement. There are specific mortgages available for professionals, allowing them to take a 100% loan to value mortgage as well as a maximum of five times salary.

Website: www.bristol-west.co.uk

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Typical Interest Payments

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2.89%

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2.99%

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3%

 

 

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