Bath Building Society – UK Mortgage Lender
The Bath Building Society (formerly known as the Bath Investment & Building Society) has been operating as a mutual building society in and around the city of Bath for more than one hundred years. It is the 46th largest building society in the UK.
The Bath Building Society has four branches (three in Bath, one in Frome) as well as being served by 18 agency offices in the surrounding area.
Residential Discounted Mortgages: 2 year and 3 year discounted rate mortgages.
Buy To Let Discounted Mortgages: 2 year and 3 year discounted rate mortgages.
Buy for Uni Discounted Mortgages: 2 year, 3 year and 5 year discounted rate mortgages, aimed at higher education students (in conjunction with their parents) wishing to purchase property for occupation whilst undertaking their studies.
Buy for Uni Fixed Rate Mortgage: 5 year fixed rate mortgages, aimed at higher education students (in conjunction with their parents) wishing to purchase property for occupation whilst undertaking their studies.
Standard Variable Rate Mortgage: a variable rate mortgage where monthly repayments go up and down in line with the lender’s base rate.
Bath Building Society won the Innovator of the Year and Local Lender Award in 2006 / 2007, which is indicative of the tailoring that the building society offers. One of the products which led to this award was the buy for uni mortgage, one of the only mortgage providers offering this type of service. There are also specific products for holiday lets and buy to let which are tailored and easy to understand.
Unusually, Bath Building Society also has an affiliated property letting company which has the potential of being particularly useful for those who are new to the buy to let market and want to obtain all of the services under one roof.